Occupation: Lead designer
Industry: Architecture/design
Age: 36
Location: Toronto
Salary: $79,000.00
Household Income/Finances Setup: $169,000.00 ($79,000 + $90,000). My partner M. and I aren’t married (yet), but we share a house and have a two-year-old child together. We have a joint account which we both put money in to cover our fixed shared monthly expenses (mortgage, property taxes, utilities, daycare, etc.) but we both still have our own separate bank accounts as well. We’re not very strict on who covers what for some of the things that fluctuate a bit more (groceries, household items, diapers, etc.) but I think in general it usually ends up being pretty even between us.
Assets: House: $510,000; joint savings: $3,000; personal savings: $6,600 (includes savings account, TFSA, and RRSP); personal investments: $2,300.
Debt: Personal debt: $9,700; mortgage: $470,000.
Paycheck Amount (per month): $4,800
Pronouns: She/her
Industry: Architecture/design
Age: 36
Location: Toronto
Salary: $79,000.00
Household Income/Finances Setup: $169,000.00 ($79,000 + $90,000). My partner M. and I aren’t married (yet), but we share a house and have a two-year-old child together. We have a joint account which we both put money in to cover our fixed shared monthly expenses (mortgage, property taxes, utilities, daycare, etc.) but we both still have our own separate bank accounts as well. We’re not very strict on who covers what for some of the things that fluctuate a bit more (groceries, household items, diapers, etc.) but I think in general it usually ends up being pretty even between us.
Assets: House: $510,000; joint savings: $3,000; personal savings: $6,600 (includes savings account, TFSA, and RRSP); personal investments: $2,300.
Debt: Personal debt: $9,700; mortgage: $470,000.
Paycheck Amount (per month): $4,800
Pronouns: She/her
Shared Monthly Expenses
Housing Costs: $2,046 (mortgage payment; M. and I split this).
Property Taxes: $279.76
Electricity: $168
Water: $68 (we pay $204 quarterly).
Home Insurance: $131.35
Daycare: $440
RESP Contribution: $100
Personal Monthly Expenses
Life Insurance: $32.40
Car Insurance: $156.67
Gas: Averages around $100 (but ranges from $31 to $203 depending on the time of year).
Phone Bill: $70.48
RRSP contributions: $100
Debt Payments: $675 (I’ve been paying down my personal line of credit as much as I can; this payment fluctuates slightly month to month, but this is around the average).
